Horizon Towers · Reserve Study
The cost of waiting
Horizon Towers has known about the garage leaks since at least 1996. The
pattern that took us from caulk to a $1.27–$3.69 million bid range
is documented in the board's own minutes — year after year, decade
after decade.
This page assembles the public record on the garage/moisture/structural track. The parallel record specific to the building's cladding — paint, stucco, sealants, parapets, facade — is on the cladding history page. Every claim on either page is sourced to board minutes that any owner can request from the association under
CCIOA § 38-33.3-317, or read directly on the official HOA
website.
The pattern, in one sentence
For roughly thirty years, when garage leaks appeared, Horizon Towers
chose patches over professional engineering review — usually
because that year's budget didn't have room for the larger fix.
Each patch bought time. Each year of deferral compounded the
underlying damage. The 2023 Knott Lab Facility Condition Assessment
is the first comprehensive professional study in the building's
forty-year history. It found four moisture-related conditions at
Grade D ("repairs/maintenance required — structural
condition is of genuine concern"). The exterior reskin now under bid
is the catch-up payment.
"The 2nd floor patio leak to the office was due to wind driven rain
that Grand Junction had in June 2024 which caused damage to the
fire‑notifier panel. The source of the leak was a previous tar
repair that failed."
HTCA Board Meeting Minutes, November 20, 2024.
A tar repair, on a high-rise concrete patio, decades after industry
knew that wasn't the right fix — failing in 2024 to the point that
a fire-safety panel got water-damaged. One sentence in one set of
minutes captures the whole pattern.
Decade by decade
Legend:
PATCH non-engineered fix
DEFERRAL repair postponed for budget
PROJECT comprehensive work attempted
FCA formal engineering assessment
INCIDENT notable damage event
QUIET no recorded moisture activity
1996–2003 · Awareness without action
- PATCH1994–95: Board records reference a prior attempt to fix garage entry leaks with caulk. No engineering consultation in the record.
- INCIDENTFeb 14, 1996: At the budget special meeting, the board acknowledged "many deficiencies typified by the leaking in the garage levels," attributing them to "a lot of patching" by previous maintenance staff "before it was turned over to the Association."
- INCIDENT1996: Confirmed leaks in Units 803 and 101; garage P‑1 water intrusion identified; the original 1984 drainage system found to be incomplete.
- PROJECT1996: A professional drainage repair was quoted at $874. Execution timeline unclear in the minutes.
- DEFERRALApr 30, 1998: Reserves increased 10% specifically for aging-building work: "10% more will be going into those accounts beginning May 1."
- DEFERRALJul 15, 1998: Roof repair contracted to Odyssey for $8,803 covering "the east side of the building and back 10 feet." Minutes note: "The roof is not properly sloped and causes deteriorating membrane." Final cost on completion (May 1, 1999) was $10,423. Same Jul 15 meeting deferred a $3,000 professional garage cleaning: "Because the cost is $3,000 the board decided it will not be done until spring," to be replaced by an in-house steam-cleaning effort.
- INCIDENTOct 14, 1999: 8th-floor roof leak triggered a $1,600 insurance claim. HT received $600 after the $1,000 deductible. The same minutes record: "The insurance will not cover the leak to the boiler room roof."
- INCIDENT2001–2002: Emergency water-main breach plus concrete replacement (~$2,000+). AC cooling-tower leaks discovered. Balcony stucco damage identified but deferred — "Bid was entirely too high… next year we will need to contact other contractors." P‑3 garage door failed (likely water/corrosion). Garage water staining became permanent.
- PROJECTJan 21, 2003: After roughly nine years of patches and partial fixes, the board authorized full garage roof removal and replacement. Minutes: "The contract with Mike Krueger has been signed to remove and replace the garage roof. He is scheduled to start in February." Contracted dollar amount $20,111 per the May 29, 2003 Quarterly Meeting Financial Update.
2004–2011 · The pattern intensifies
Across this period the audit found 284 separate moisture or repair findings
in the minutes. The frequency of patches climbed. Professional consultations were
occasional, not systematic.
- PATCHJun 30, 2005: Representative entry: "Michelle Smith will charge $500 to just reseal the red concrete. Perry said he could buy sealer for $50–$100 and he and Jack could do the resealing." The cheaper in-house option was chosen.
- PATCHJun 26, 2007: Krueger Roofing, on site for South-stairs/Gore/Wilson roof leaks, "suggested that dry rot exists in most of the corners and parapets and suggested that we look at getting those fixed before more damage is done to units below." Krueger is a roofing contractor; no engineering review was commissioned.
- DEFERRALAug 12, 2009: Board considered engaging an engineer for P-3 garage planter leaks. One engineer's quote: "$1,100 just to come out, and an additional $2,400 if she helped us with a solution, plus $70.00 per hour. These fees did not include any actual work." College engineers referred Lena Elliott toward "an engineer who dealt only with water problems." No subsequent water-specialist engagement appears in the extracts read.
- INCIDENTAug 11, 2010: Treasurer report: "Water catch troughs are being installed in specific areas in P-3 so residents may regain use of their parking spaces. It is estimated $30,000 has been spent this year to prevent water leakage into P-1, P-2, P-3, and under the foundation. At this time there is not any significant structural damage identified."
- PROJECT2010–2011: EPDM roof replacement on the lower garage roof and the upper residential roof. Contractor: TL Roofing (also written T&L Roofing). The 2011 reserve-fund ledger records the main scope in two line items: "Replace - Main & 2nd Floor Roofs — $70,475.00 (Completed)" and "Replace/Insulate Roof Parapets — $17,612.00 (Completed)" — combined main scope $88,087. Total 2011 reconstruction-related reserve outflow by year-end: $136,266.07. During the work the board recorded a discovery: insulation in the parapet walls was missing and had to be added. May 2011 President's report: the project "completed and turned out to be a much bigger job than originally anticipated."
The 2010–2011 EPDM replacement is the single most consequential decision of this era,
and the most instructive. The 2023 Knott Lab FCA later found the 2011 lower-garage
EPDM had been installed over the original pre-2011 membrane — an
incorrect installation — with the EPDM placed in front of the stucco rather
than behind it, with shrinkage pulling the membrane away from the parapet,
flashing detached, and moisture trapped between the two layers. Twelve years
later, the 2011 "comprehensive" project was itself failing. The same
pattern of comprehensive-without-engineering-oversight produced a fix that
compounded the damage rather than solving it.
2012–2014 · The first record of the two tracks meeting
- PROJECTNov 5, 2012: Annual Meeting President's report: "01 Twin-T deteriation; An engineering firm has been hired, an inspection performed, and verbal results received. We have been waiting on and are aggressively seeking a written report with evaluation." The engineering firm is not named in the report.
- INCIDENTNov 4, 2013: Annual Meeting President's report: "Twin T Reinforcement — Previously water damage and efforts to prevent water draining into the P-3 Garage had caused damage to concrete support beams on the P-3 and P-2 garage floor structure. These beams were reinforced with steel brackets." The 2013 board-minutes "Projects Active" recap pins the contract-let date for this work: "Twin T Support Repair, Contract let Jan 21, 2013, and work to begin April 2013." The minutes record steel-bracket reinforcement done in-house with no engineering firm named in connection with the bracket installation; the contractor name is also not in the 2013 minutes. The 2023 Knott Lab FCA describes "modified corbel brackets" at the same parking-garage locations (P-2 and P-3) as the locations of the most severe web cracks observed in 2023, and attributes the bracket installation to Pinnacle Construction (FCA-attributed contractor; not named in the 2013 minutes themselves).
- INCIDENTNov 4, 2013: Same year-end report: "Last year I reported on the completion of the Building Soffit repair. This year I have to report we have experienced water damage on one soffit. It is our current intent to evaluate through this fall/winter weather cycle before we initiate any activity to repair the damage." Soffit repaired in 2012; water damage by 2013.
The 2013 Twin T entry is the first appearance in the 2001–2015
minutes corpus of the leak track and the structural track stated as
causally linked in one sentence. The 2011 EPDM installation that
Knott would later identify as installed incorrectly was failing
silently throughout this period — membrane shrinkage and
detachment do not produce visible damage until the gap is large
enough to admit water in volume. The 2013 soffit reappearance is
consistent with that pattern.
2015–2021 · Symptoms return; still no FCA
- QUIET2015–2018: No reserve study and no FCA commissioned. Maintenance handled reactively, symptom by symptom.
- PATCHNov 1, 2021 (covering 2019–21): Annual Meeting President's report: "Completion of the garage sprinkler lines in 2019 resulted in condensation collecting the drain lines causing a valve to break so heat tape was applied to all." First post-2011 documented moisture event in P‑1; remediation was a patch.
- DEFERRAL2021: Actual repair spend $121,618.03 against a combined $76,000 budget ($66,000 R&M plus $10,000 Unscheduled Building Repairs) — a 60% overrun. Treasurer's notes: "There were times that I had to transfer from reserves to meet payables. Amount transferred for that in 2021 was $50,130." Despite the overrun, no comprehensive engineering study was commissioned in 2021.
- INCIDENTNovember 2021: Board changes. New board (Elliott, Arguello, Reece, Murray) inherits a deferred-maintenance backlog and reserve pressure.
2023–2026 · Professional assessment, action, and pause
- FCAOctober 25, 2023: Knott Laboratory delivers the first comprehensive professional Facility Condition Assessment in the building's 39-year history. Project number 20849. Four conditions graded D — all moisture-related: Double Tee Beams, Exterior Slab Moisture Intrusion, Grading and Drainage, and the Lower EPDM Roof.
- INCIDENT2023 year-end books: The Knott engagement was booked at $23,980.84 actual against $0 budget — unbudgeted on the 2023 P&L. The earliest board-meeting reference to Knott Engineering in the audit corpus is the November 6, 2023 Annual Meeting, where the Treasurer reported "the anticipated bill from Knott Engineering had not yet been received." The original engagement decision date and contract execution date are not in the extracted minutes corpus; the 2022 H2 / 2023 H1 board minutes that would contain those entries are absent from the bulk download.
April 2024 · the board's own words to owners.
In the Reconstruction Assessment ballot circulated to all 83 owners,
the board describes the post-FCA scope:
"Four areas of inspection were assigned 'D' grades by Knott
engineers indicating defects characterized as 'Unsatisfactory:
Repairs and Maintenance Required'. One of the D rated items
(a drainage issue outside P1 garage) has been corrected. The
remaining three D rated issues are: Double Tee
Beams — Cracks and Corrosion — Grade D;
Exterior Slab Moisture Intrusion — Concrete and Drain
Leaks in Exposed Garage Roof Not Protected by Membrane —
Grade D; Garage Roof — Membrane installation and Leaks
— Grade D."
HTCA Board Members' Proposal — Reconstruction Assessment, April 2024.
The ballot proposed a $325,000 special assessment ($4.1805 per
heated square foot) to fund the work: $220,000 for Summit
Sealants on the T‑beam and exterior slab moisture
repairs, $85,000 to replace the lower garage membrane roof,
and $20,000 for Knott Engineering's continued oversight. Of
the six Colorado contractors Knott recommended for the T‑beam
and exterior slab work, only Summit Sealants returned a
proposal — the others were either booked through 2024 or
declined the project.
- PROJECTMay 13, 2024: CRW Roofing contract approved for lower garage EPDM replacement. Summit Sealants authorized to begin water-intrusion structural repair. Knott Labs hired as engineer/QA throughout. This is a clear pattern break: comprehensive scope, professional oversight, attorney-revised contract terms.
- DEFERRALNovember 20, 2024: Summit Sealants project halted for winter; only down-payment paid. Cold-weather curing issues and shoring-equipment availability cited. Restart anticipated in spring.
- INCIDENTJune 2024 (reported November 2024): 2nd-floor patio leak damages the office fire-notifier panel during a wind-driven rainstorm. The source of the leak: a previous tar repair that failed.
- DEFERRALDecember 2024 – February 2026: Summit Sealants project does not restart in spring 2025 as anticipated. By February 2026 the building is back to soliciting fresh bids for what is essentially the same exterior envelope work the FCA called out 30 months earlier.
- INCIDENTFebruary 16, 2026: At an open board meeting attended by approximately 15 owners in person plus Zoom attendees, two preliminary bids are reported: $1.27 million from Summit Sealants and $3.69 million for an elastomeric coating contractor. Source: the published February 16, 2026 board minutes.
Each "comprehensive" action arrived roughly a decade later than it
should have, and was followed by a cycle of patches that compounded
the next round of damage. The 2026 bid range represents the price
of thirty years of compounding deferral — and it doesn't even
include double-tee beam structural repairs (FCA item 1, also
Grade D) or balcony re-sloping (FCA item 10, Grade C),
both of which are still ahead.
What this means now
Horizon Towers is not in this position because something
unprecedented happened. It is in this position because, for
decades, the same patch-when-the-budget-is-tight reflex governed
moisture management. The 2023 FCA finally put the pattern in
front of a professional engineer. The May 2024 contracts started
the catch-up work. The November 2024 winter pause is normal.
The fact that thirty months after the FCA the building is still
bidding scope is the warning.
The cheapest fix is the one that's done now, with engineering
oversight, end to end. Every additional year of deferral
compounds the damage Knott already documented as Grade D
— and every patch in the meantime risks becoming the
next "previous tar repair that failed."
The same pattern operated on the building's cladding, on a parallel track
that the moisture history rarely intersects with: a 1991 contractor
projected the EIFS system to last 20–25 years, the 2001 minutes
contain the "entirely too high" sentence that explains why no comprehensive
repaint ever followed, and the 2015–2021 board record contains zero
envelope discussion across roughly 300 KB of minutes. The
cladding history page
is the documentary record for that second track and the natural companion
to this one.
Where each FCA finding stands
Grade D items (the urgent ones)
- Grading and drainage at the northwest corner. The cheapest of the four Grade D items. Reported as corrected in the April 2024 Reconstruction Assessment ballot, before the larger work began.
- Double Tee Beams — Cracks and Corrosion. Funded under the April 2024 ballot as part of the $220,000 Summit Sealants scope. Contract authorized at the May 13, 2024 board meeting. Work began in 2024 and was paused for winter at the November 20, 2024 board meeting, with only the down-payment paid; restart was anticipated for March 2025. The post-pause status — whether work resumed and to what extent — lives in the 2025 board minutes, which are published on the official HOA meetings page but have not yet been audited for this site.
- Exterior Slab Moisture Intrusion. Funded and authorized under the same April 2024 / May 2024 sequence as the Double Tee Beams. Same pause and restart status.
- Lower EPDM Garage Roof. Funded under the April 2024 ballot ($85,000) as a stand-alone replacement. CRW Roofing contract approved at the May 13, 2024 board meeting; work was scheduled to begin May 14, 2024.
Grade C items (the scope of the current bids)
The $1.27M–$3.69M preliminary bids reported at the
February 16, 2026 board meeting are for the Grade C
work in the FCA — not the Grade D work above. Specifically:
- Façade joint sealants and stucco. Replacement of deteriorated sealants between concrete panels on all elevations, repair of stucco cracks, and a full exterior repaint.
- Balconies. First-floor north-elevation balconies with insufficient slope and clogged scuppers; eighth-floor balconies with peeling paint and organic growth. A Knott reevaluation of the balconies was to be requested using remaining assessment funds.
How to verify
This page intentionally cites public sources. You can verify any
claim above against the originals:
A note on dates. Some claims on this page are dated to specific
board meetings (for example, "Feb 14, 1996" or "Aug 11, 2010")
rather than to the year. Where a specific meeting date appears,
it has been read directly from the corresponding board minutes
and quoted verbatim. Where only a year appears (for example,
"1996" or "2001–2002"), the source is a compilation of
minutes prepared by an earlier audit. In a few places earlier
audits had assigned events to slightly different years; where
the directly-extracted minutes show a different date, this page
uses the meeting-direct date. Owners who compare claims here to
earlier compilations may notice these year-level shifts.
Sources
- Knott Laboratory, Facility Condition Assessment for Horizon Towers, Project 20849, October 25, 2023. Available to any owner upon request to the association under CCIOA § 38-33.3-317.
- HTCA Board, Members' Proposal — Reconstruction Assessment to Address Findings in the Horizon Towers Facility Condition Assessment, April 2024 (the $325,000 owner ballot — verbatim source of the Grade D descriptions quoted above). Available from the association.
- HTCA Board Meeting Minutes, May 13, 2024 (CRW Roofing approval; Summit Sealants authorization). Available from the association.
- HTCA Board Meeting Minutes, November 20, 2024 (Summit Sealants winter halt; "previous tar repair that failed"). Available from the association.
- HTCA Board Meeting Minutes, February 16, 2026 (PDF) — bid range and current status.
- Official HOA meetings index: htca81506.net/meetings (full run of published minutes from 2021 forward).
- HTCA Board Minutes, January 1996 – October 1998 (scanned compilation in the association's records archive). Specific meetings cited above include: Feb 14, 1996 (budget special meeting; "many deficiencies typified by the leaking in the garage levels"; caulk Q&A); Apr 30, 1998 (10% reserve increase); Jul 15, 1998 (Odyssey roof contract; $3,000 garage cleaning deferral).
- HTCA Board Minutes, November 1998 – 1999 (scanned compilation). Specific meetings cited above include: May 1, 1999 (Odyssey final cost $10,423); Oct 14, 1999 ($1,600 8th-floor insurance claim).
- HTCA Board Minutes, 2003 (scanned compilation). Specific meetings cited above include: Jan 21, 2003 (Mike Krueger garage roof contract signed); May 29, 2003 Quarterly Meeting Financial Update ($20,111 contract amount).
- HTCA Board Minutes, 2005, 2007, 2008–2011 (scanned compilations). Specific meetings cited above include: Jun 30, 2005 (red concrete in-house resealing); Jun 26, 2007 (Krueger dry-rot recommendation); Aug 12, 2009 (water-engineer fees and college referral); Aug 11, 2010 ($30,000 leakage prevention; "no significant structural damage" statement); 2010–2011 (TL Roofing reconstruction).
- HTCA Board Minutes, 2012 and 2013 Annual Meetings (scanned compilation). Specific meetings cited above: Nov 5, 2012 (Twin-T engineering firm hired; verbal report received); Nov 4, 2013 (Twin T reinforcement with steel brackets; soffit failure).
- HTCA Annual Meeting and Budget materials, 2021. Specific document: 2021 Annual Meeting Notes (President's report, Nov 1, 2021); 2021 monthly Repair & Maintenance line-items (totaling $121,618.03 for the year); 2021 treasurer's notes ($50,130 reserve-to-payables transfer).
- 1996–2021 board minutes are in the association's records archive. Owner access is provided under CCIOA § 38-33.3-317.
Independent owner-maintained information site, funded and developed by Brad Pollard.
Not affiliated with the Horizon Towers Condominium Association.
Opinions and analysis here are personal, not official board statements.
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